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August 23, 2019

5 Tips For Renovating Your Kitchen

Renovating your kitchen can dramatically increase your home’s value. If you are looking to sell your property, then a kitchen renovation might be key to getting that higher offer that you are looking for. When you renovate any room in your home, you want to follow a few simple rules.

Obviously, you should set a budget for the project and you should know what you expect to get in terms of a financial return. But here’s everything you need to know beyond that: 


  • Make Sure Everything Works


First things first–everything in the kitchen actually needs to work. You shouldn’t do half of a renovation, where you install new countertops but leave the old appliances that only work some of the time. You need to go all of the ways. Make sure everything, from the refrigerator to the dishwasher to the lights all work. You don’t want to have to explain to a prospective homebuyer why the sink isn’t working.


  • Make Sure There Is Enough Countertop And Storage Space


Kitchens need to have a strong aesthetic. However, they also need to have a reasonable amount of functionality. That means making sure that there are enough countertop and storage space throughout the room for prospective homebuyers. Think about making sure your countertops have a depth of 25 inches or more so that there is enough space for a family to cook.


  • Increase The Lighting


Adding new light fixtures to space can improve the ambivalence and the aesthetic. You don’t want cabinets to cast too many shadows throughout the space, so think about options such as pendant lighting and recess lighting. A dark kitchen can seem cold and uninviting. You want to establish the opposite emotion in prospective homebuyers.


  • Upgrade The Appliances


This may seem like an obvious one, but it still needs to be said. You need to upgrade the appliances in your kitchen during the renovation process. Upgraded appliances impress prospective buyers and make it easier for you to sell the property. 


  • The Room Should Have Flow


It is very important that the kitchen not feel cluttered. You don’t want prospective buyers to feel like there isn’t enough space. The kitchen should flow so that you can easily move around the room without feeling cramped. If you don’t do this, then you may need to move some things around during your renovation.


If you aren’t sure if you want to go through with the renovation process, you may want to consider selling your property to 4 Brothers Buy Houses. 4 Brothers Buy Houses can give you a free, no-obligation quote at any time. You can sell your property and get the cash that you need immediately–without having to wait or go through the lengthy renovation. Avoid the renovation and home showcasing process by selling to 4 Brothers Buy Houses. You’ll get the cash you need when you want it. 


How “4 Brothers Buy Houses” Helped A Couple Sell Their Inherited Home


At 4 Brothers Buy Houses, we specialize in helping families who have inherited homes to sell. We help these people sell these properties on their terms. Inheriting a home can be a surprise, and you may not fully understand all of the responsibilities that come with owning a property. Homes come with taxes, repair costs, and other unexpected fees and expenses. Here is a story of how one Maryland area family dealt with their inherited home.

The Inherited Home

Nine years ago, Phillip inherited a home from his wife’s parents. Phillip and his wife initially weren’t sure what to make of the home, which was in pretty rough shape, even though it was totally paid off. Phillip and his wife thought about selling right away but reconsidered. Phillip believed that he could turn the property around if he worked on repairing the property. 


Trying To Fix The Home Up

Phillip decided that he was going to work on fixing the property up himself so that he could put it on the market and make a solid return. The property was located in a solid area–Akron Street in Temple Hills, Maryland. Although the property had a good location, its condition made it extremely difficult for Phillip to maximize its value. Over the years, he sunk money and time into the property but wasn’t able to rehab it enough to put it back on the market. Even worse, the money started to feel like it was being thrown into a black hole, with no way to get any kind of return on the investment.


Selling To 4 Brothers Buy Houses

After nine years of trying to fix the property up, Phillip’s wife finally convinced him to give it up. They were sinking an increasing amount of money into the property without a return, and it just wasn’t sustainable. Phillip had heard about 4 Brothers Buy Houses through a mailer. He called the company up and learned more about how they buy properties immediately, as is. Phillip decided to work with 4 Brothers Buy Houses because of their track record of success and professionalism. After some work on the title and closing, Phillip had finally sold the property and got cash for his investment. He and his wife could finally move on and use the money for the next phase of their lives. 


If you have inherited a home in the Maryland area, don’t panic! You have options. Even if the home isn’t in great shape. You don’t have to sink thousands of dollars of your own money into the property, trying to fix it up on your own time. You can sell your property to 4 Brothers Buy Houses, just like Phillip did. Give us a call today and we’ll provide you with a free, no-obligation quote for your property. You deserve to have options so that you can do what’s best for you and your family. Don’t get stuck with a property that you don’t want–contact 4 Brothers Buy Houses now.

August 20, 2019

How To Leave A Strong First Impression On Prospective Buyers

You’ve probably heard about how first impressions can leave a lasting image in someone’s mind. Research has proven that claim in the case of new people meeting each other. But it is also true when it comes to showcasing a home. The first feelings that a prospective buyer has about a home tend to be lasting ones. So if you want to create interest in your home, you need to make sure that you leave a strong first impression on buyers. Here’s how you can do just that. 


Curb Appeal Is Critical


You want the pristine exterior of your home to be the first thing that prospective buyers see. That means getting rid of dead plants, repainting the walls if necessary, installing new windows, and potentially even purchasing a new door. Lawn work is also very important–you want all of the shrubs and grass to be trimmed, and to make sure that there isn’t any eyesore lawn furniture obstructing the view. 


Get Rid Of Clutter


One of the best things you can do when selling a home is to put much of your own stuff in storage. Prospective homebuyers want to imagine themselves and their own belongings in your home–they don’t want to see all of your mementos and personal photos. You want the prospective buyer to envision themselves in the home, which is extremely difficult to do if all of your personal belongings are out. You don’t have to get rid of everything in the house. Leaving some furniture there is fine. But you don’t want to leave the personal items that make the house feel like it belongs to you and your family. 


Fix What’s Broken


Remember that prospective buyer may want to see how the fan works, or check out the dishwasher. The last thing you want is for there to be broken appliances in the property when you are showing it to buyers. Make sure that you go through the property and fix what isn’t working before you begin showing it to buyers. Check for the big and the small things–things like leaks and light bulbs that don’t work, and even door handles that seem a little bit lost. You definitely want to fix the big-ticket items like sinks, bathtubs, and other appliances. 

If you don’t want to go through the process of cleaning, repairing, or even renovating your home in order to appeal to homebuyers, then you’re not alone. It can be a long, frustrating, and expensive process after all. The good news is that you have options. You can sell your property to 4 Brothers Buy Houses immediately, without the hassle of showing your property off to multiple groups of prospective buyers. 4 Brothers Buy Houses can give you a free, no-obligation quote at any time. Call today and see how you can sell your property on your timeline.

August 16, 2019

How To Figure Out The Right Time To Sell

Thinking about selling your house? Each year, millions of Americans consider if they should sell their home or stay in it and continue to pay the mortgage each month. Figuring out the right time to sell can be difficult, even for the most seasoned homeowners. There are several different factors that can influence your decision, including your equity, the housing market, and even your emotional attachment to the property. Let’s take a look at how you can make the best possible decision about selling your home. 


If You Have Enough Equity


If you have negative equity, selling is a bad option–it is a short sale. You want to sell when you have enough equity in your home that you actually make money on the deal. You can figure out your equity by subtracting your mortgage balance from your home’s estimated fair value. If you have a lot of equity in your home, it may be tempting to sell your property and take ahold of the cash.


You Want To Buy A More Affordable Home


Maybe you feel like your mortgage is squeezing you dry. If that is the case, you may be living a bit beyond your means. You make be looking to sell your property in order to get into a more affordable and sustainable situation. This is a pretty good reason to sell, as long as you don’t have to move so quickly that you have to take the first offer that you get.


If Your Home Value Has Increased Significantly


In some areas of the country, home values are increasing rapidly. That means your home could be worth much more than what you paid for it when you purchased it. This is often the case in major metro areas and their immediate suburbs. In areas such as Washington DC, New York City, and San Francisco, housing prices continue to increase as demand for land in those cities rises. You can check with a real estate professional to get a solid idea of how much your home is actually worth. Going off online sites can be misleading, so you want to work with a professional to truly figure out how much your home value has increased. Even if you like your property, you may want to sell in this case to get the extra cash you could use for investing, retirement, or personal hobbies. 

Decided that you are definitely selling your property? You may want to think about selling to 4 Brothers Buy Houses. 4 Brothers Buy Houses will purchase your property immediately. We’ll give you a free, no-obligation quote shortly after you call. You don’t have to go through the hassle of the traditional sale process, where you have to fix your home up and show it to prospective buyers for months. Skip the open houses and real estate agent calls and get real cash for your home right away. Contact us today!

August 12, 2019

What You Need To Know About Dual Agency Relationships

If you are looking to sell your home, it is important that you understand dual agency relationships. A dual agency relationship can occur if the buyer and seller of the home each have an agent who is licensed under the same broker. This naturally presents a problem when it comes to conflict of interest. What is best for the buyer may not be what’s best for the seller, but the real estate agent, in this case, would represent both parties. In some cases, the sale is rather cut and dry and dual agency relationships aren’t a big issue. But either way, it is important to understand what that kind of relationship entails. 


Dual Agency Relationships Must Be Disclosed


Dual agency relationships aren’t allowed in all 50 states. But the states that do allow them to require agents to disclose the relationship to both of their clients. Both parties must also accept the dual agency in order to complete the transaction. If either party declines to accept dual agency, the transaction cannot go through. You absolutely want to know if you are in a dual agency relationship before going any further with the real estate sale.


There Are Negatives Associated With Dual Agency That You Need To Know About


Even if you don’t believe that a dual agency relationship will affect you, you need to be aware of the potential downsides. In a dual agency relationship, the agent must adhere to certain restrictions. These restrictions prevent the agent from providing advice on how much the buyer should offer. They also prevent the agent from advising a seller on whether to accept or reject an offer that has already been provided. In many cases, this prevents the agent from being able to provide the best possible advice to their real estate clients. 


Is It Right For You?


In most cases, a dual agency relationship probably isn’t the right move. That’s because, without the full range of advice from a real estate professional, many buyers and sellers make mistakes during the sale. Dual agency relationships may be advisable if you already know exactly what you want and don’t need much advice from a real estate professional. If you aren’t sure what you want or may need some advice during the process, then a dual agency probably isn’t a good idea. 

If you are looking to sell your property quickly without worrying about dual agency relationships, then give 4 Brothers Buy Houses a call. We’ll provide you with a free, no-obligation quote for your property today. You don’t have to worry about going through the traditional selling process where you spend weeks trying to find the right agent. Instead, you can get a quote immediately and decide if you want to sell your house for cash. If you are in the DC area and want to sell your property, contact 4 Brothers Buy Houses now!

July 29, 2019

How To Sell A Home That Needs Significant Repairs

Interested in selling a property that requires some major repairs? Perhaps you need a bathroom renovation. Or maybe you need to completely repair the roof. Whatever the case may be, you can sell a property that needs major repairs, even though it may be a bit more difficult and time consuming. You may decide to renovate, but you should consider the costs and potential returns before making the final call. You could also decide to sell “as-is,” meaning that you won’t negotiate any potential repairs or renovations with prospective buyers during the sale. Here’s how you can sell a home that is in need of significant repairs. 


Should You Renovate?


The decision on whether or not to renovate has major financial implications. A successful renovation can improve the value of your home. But not all renovations bring the same return. The top five highest returns come from:

  • Bathroom remodeling (average cost of $10,500, average return of 102%)
  • Landscaping updates (average cost of around $5,000, average return of 100%)
  • Kitchen remodeling (average cost of around $15,000, average return of 98.5%)
  • Exterior improvements to the home, such as buying a new front door (average cost of about $7,250, average turn of 93.3%)
  • Converting the attic into a bedroom (average cost of about $40,000, average return of 93.2%)


Options For Paying For Home Renovations


The returns above might sound attractive, but the pricing can get expensive for some sellers, especially if they don’t have the cash on hand. Let’s talk about options for paying for a home renovation. Here are the typical options for receiving a loan for home renovations:

  • Mortgage refinance
  • Home equity line of credit
  • Home equity loan
  • Credit cards
  • Borrowing from your 401k



Refinancing your mortgage can free up some additional money for renovations, and it is the most commonly used option. A HELOC, or home equity line of credit, is essentially a loan that is taken against your equity. HELOCs are similar to credit cards in that you can spend up to a certain amount and pay it back over time. Home equity loans are similar to HELOCs, but have a fixed interest rate and are only for a set amount. Using a credit card may be preferable for small renovations, but borrowing from your 401k may be an option for larger ones. Be mindful-any amount you borrow must be repaid within five years, and the money will come out of your paycheck.



Selling Your Home As-Is



If you want to sell your property immediately, then you should consider working with 4 Brothers Buy Houses. 4 Brothers Buy Houses will purchase your home for cash, and you won’t have to make any costly repairs or renovations to the property. Major renovations can cost tens of thousands of dollars, and there is no guarantee that you are going to get a positive return for your efforts. By selling to 4 Brothers Buy Houses, you can get value for your property right away, without the time, money, and frustration that goes along with home repairs. Get your free, no obligation quote today.

July 26, 2019

How To Sell A Home With Liens

Discovered that you have a property lien on your home? For some homeowners, this may come as a surprise. The good news is that you can still sell your property, even with a lien on it. The bad news is that a lien makes things more difficult, and it might take some negotiation with a buyer to get them to take on a property with a lien on it. Let’s explore what a lien is and how it affects the process of selling your home. 


What Is A Lien?


A property lien may be placed on your property in the event of an unpaid debt. Liens are different than personal debts. Personal debts are tied to you, specifically, regardless of where you are located or where you work. Property liens are tied to the property, and will remain even if the property is transferred to another party. Property liens are only removed once the debt has been paid. A property lien can be filed for a variety of reasons. Perhaps the most infamous type of lien is the tax lien, which the government can file after unpaid taxes. However, other creditors can file liens on your property as well, and they can even be filed for things such as failure to pay child support.


Why Are Liens Such A Hassle?

Having a lien on your home often means that any type of home sale will run into lengthy delays. That is because the prospective home buyer isn’t just considering taking on the property, they are also going to be responsible for taking on the lien. In most cases, real estate agents recommend that you pay off any lien on the property before bringing the property to the market. In some instances, you may be able to pay off relatively small liens with the equity in your home after the event of a sale. However, if the lien amount is greater than your home equity, you may not be able to sell the property and cover the lien.


Selling A Home With A Property Lien


If you’ve decided to sell a home with a property lien, you typically have two options–negotiate with the buyer, or negotiate with the lien issuing party. Convincing the buyer to take on the lien often isn’t a realistic option. But there are some scenarios where buyers will consider taking on a home with a lien, usually in regards to distressed properties. Negotiating with the issuing party is usually a better option. In a lot of cases, the lien can be removed by paying a portion of the debt, or by starting a payment plan to pay it off incrementally. 



If you need to sell a property with a lien fast, then 4 Brothers Buy Houses can help. 4 Brothers Buy Houses will purchase your property immediately for cash, so that you can walk away from your lien. Get a free, no obligation quote today and learn more about how you can avoid the lengthy process of negotiating with your lien issuer.

July 25, 2019

What To Do With A House When You Have A Job Transfer And Need To Move

Moving because of a job transfer? This can be a stressful process that thousands of Americans have deal with each year. Transfers usually present a number of logistical problems for families–deciding what to do with your belongings, figuring out which schools to send your children to, and choosing what to do with your home. Generally, you have several options when it comes to your property. You can rent it out, sell your home with a real estate agent, or sell to an investor. Each option has its pros and cons, so let’s take a look at which choice will best fit your family’s specific needs.


Rent Out Your Home


If you decide to keep your home, renting it out may be the best possible option. Renting out your property can bring in consistent income month to month. However, there are also a number of expenses that come with being a landlord, and sometimes the hassle simply isn’t worth it. It is important to remember you will be subject to tenant and leasing laws in your state, and violations can come with stiff financial penalties. You’ll also be required to keep up with repairs and property taxes, which can add up over time. If a tenant decides not to pay, you’ll have to go through the eviction process, which can take months and cost you thousands of dollars.


Sell Your Home With An Agent


Selling your home the traditional way is a solid option if you have the time to wait. In some markets, you selling your home can take months, and it could require fairly expensive repairs or renovations in order to get full value for your property. Selling with an agent can reduce some of the pitfalls of navigating the process alone, but it isn’t always the best option if you need the cash quickly for a move. Sometimes, families want to sell their property as quickly as possible so that they can move on. Which brings us to our last option. 


Sell Your Home To 4 Brothers Buy Houses


If you are looking to get out from under your property quickly, you may want to consider selling to 4 Brothers Buy Houses. 4 Brothers Buy Houses will purchase your home immediately, meaning you don’t have to deal with the hassle of a traditional home sale. You won’t need to handle repairs, hire a real estate agent, or showcase your home to prospective buyers. This option is best for families who are looking to move right away and start fresh, without having ties to their old property. Renting out your old property could mean dealing with difficult tenants, paying for expensive repairs, and an additional tax burden. Selling your home with a real estate agent could drag on for months, and you may still need to make repairs or handle landscaping. 4 Brothers Buy Houses will purchase your home right away. Get a free, no obligation quote for your property today.

July 24, 2019

How To Save Your Home From Foreclosure

Foreclosure is a process that no homeowner wants to go through. But the reality is that sometimes, financial hardship can cause missed mortgage payments. If you fall too far behind, your home is at risk of foreclosure. Foreclosures don’t only cost you your home, they are also incredibly damaging to your credit. It is possible to avoid foreclosure, even if you are currently at risk. Here are some of the steps that you can take to avoid losing it all.


Consider Your Options For Getting Back Into Good Standing


Homeowners at risk of foreclosure have several options for getting back into good standing with their mortgage company:

  • Reinstatement: This involves paying back the past due amount in a lump sum. This lump sum payment must be made by a specific date.
  • Short Refinance: In this process, your mortgage company may decide to forgive a small part of your debt. The rest of your debt will be refinanced into a new loan.
  • Special Forbearance: This is typically only granted in special circumstances, such as a medical emergency. In a special forbearance, you may get your payments lowered or suspended on a temporary basis. Your lender must agree to these terms, and generally only offers special forbearance if they believe the issue is temporary.
  • Mortgage Modification: In a mortgage modification (also called loan modification) you can work with your lender to refinance and change the terms of your loan. You may be able to extend the term.
Bankruptcy or Deed In Place of Foreclosure


A bankruptcy doesn’t stop the foreclosure process, it only delays it by a few months. However, filing bankruptcy could provide you with a bit more time to make a decision. Refinancing isn’t an option after a bankruptcy because of the damage to your credit score. However, you may be able to sell your property at this time. A deed in place of foreclosure is another option for distressed homeowners. During this process, the homeowner gives the deed to the lender in exchange for forgiving the remaining debt. This allows you to avoid foreclosure and the damage to your credit.


Pre-Foreclosure Sale


Selling your home for less than the full amount of the mortgage loan is difficult, but it is often the reality of a pre-foreclosure sale. This is a choice that many homeowners turn to when all other options have been exhausted. In some cases, your lender may require that you complete the sale by a certain period of time. 


If you are going through a foreclosure, it is important to know that you have options. Washington, DC area homeowners can sell their property to 4 Brothers Buy Houses and avoid all of the negative repercussions of a foreclosure. During the foreclosure process, time is critical, and you may need cash immediately to avoid negative penalties. By selling to 4 Brothers Buy Houses you can get the money you need right away, so that you can avoid a foreclosure and move on with your life.

July 23, 2019

How To Sell Your Home During A Divorce

Going through a divorce can be one of the most stressful experiences anyone has to deal with in their lives. Handling your finances during a divorce can make things even more difficult. If you are selling your home during a divorce, here is what you need to know. 


Remember That Both Parties (Or The Courts) Need To Agree To Sell The Home


During a divorce, both parties will need to agree to sell the home in order for a sale to commence. In lieu of that, the home can be sold under a court order. The court may order the parties to sell the property if necessary to pay for attorney fees, if the homeowners have not made their property tax payments, or if the home is at risk of foreclosure. 


Hire Real Estate Professionals With Experience Selling Divorced Homes


It is important to work with real estate professionals who have experience selling homes when the owners were getting a divorce. This process requires a greater understanding of how to navigate the legal system and how to deal with two parties who sometimes have opposing interests. The agent in these cases must be neutral, not representing either side. 


Don’t Let Your Emotions Harm Your Home’s Sale Value


In some cases, one spouse may not be totally committed to the sale of the home even though there is a court order. This can cause a wide range of negative emotions that can manifest themselves in destructive ways. There have been reports of angry spouses sabotaging a home for sale during divorce by damaging the interior or refusing to clean when the property needs to be showcased to prospective buyers. Don’t let this angry spouse be you! Even if you aren’t 100% committed to the sale, you are only damaging your home’s sale value and reducing the amount of profits you’ll receive. This can make it even harder to move on. 



How Are The Profits Divided?


This can be tricky, and acrimonious. First, the sale’s proceeds must pay off any obligations, such as mortgage debt. If you have legally agreed to make other debt payments, then those may need to be paid before the profits are divided as well. The rest of the profits will be divided based on agreements made in the divorce, and it isn’t always 50-50. For example, if one spouse has made all the mortgage payments post separation, then they’ve been responsible for increasing the equity, and may be entitled to more profits because of their contributions. 


If you are going through a divorce, you don’t have to go through the traditional home sale process of hiring a real estate agent and showing your property to prospective buyers. You can immediately sell your property to 4 Brothers Buy Houses and avoid all of the hassle. 4 Brothers Buy Houses makes it simple for property owners to quickly get fair value for their homes, so that they can move on with their lives. You can get a free no obligation quote at any time, and you decide how you’d like to move forward. Divorce can be difficult, but the sale of your home doesn’t have to be.

July 8, 2019

An Update On The Maryland Real Estate Market

The Maryland real estate market is doing extremely well, with median home values closing in on $300,000. Housing prices have risen over the past several years and that trend is expected to continue. Maryland residents’ income has risen steadily over the past several years, with the median income now close to $75,000. This means that residents can afford high prices, and the high demand for limited inventory only pushes home values higher. Some of the most expensive suburbs in the state are just outside of Washington, DC.

Cities such as Bethesda and Potomac have median home values approaching $1,000,000, which is indicative of how well the real estate market in Maryland is doing.


The Maryland Real Estate Market Is Booming


In most real estate markets, you have to figure out the right time to sell. In Maryland, there is almost always enough demand to satisfy the needs of sellers. Qualified buyers are attracted to Maryland because of its proximity to DC and the wide range of local amenities. Government workers, military contractors, and technology employees are just a few of the skilled workers who are increasingly moving to Maryland and looking to purchase a home. 


Selling Your Maryland Home Is Easier Than Ever


Selling your Maryland property is a process that doesn’t take nearly as long as in other markets. Typically, the closer your property is to Washington, DC, the higher the price you can expect when the offers come in. Generally, homes closer to the capital also sell faster. However, there are more affordable housing options located in other areas of the state, such as Baltimore. 


Finding A Reputable Real Estate Agent Is Still Important


Just because the Maryland real estate market is hot doesn’t mean that you shouldn’t work with a professional. If you are looking to sell your home the traditional way, then you should work with a real estate agent and potentially even a real estate lawyer, depending on your needs. An agent can walk you through the process so that you understand all of the rules and regulations. An agent can also answer all of your questions on the timeline of the sale and what potential repairs you may need to make to your home before a sale becomes viable. 

If you want to bypass the traditional real estate process and sell your property immediately, 4 Brothers Buy Houses can help. We buy homes from Maryland homeowners just like you. You can avoid the hassle and frustration of dealing with a real estate agent, completing repairs, and showcasing your home to prospective buyers. When you sell your property to us, you don’t have to worry about negotiating with multiple parties or fixing up your home for closing. We’ll handle the entire process so that you can get a fair value for your home on your terms, and on your timeline. Call us today and get a no obligation, free quote. We’d be happy to work with you to see if we’re a fit for your needs.